Compensation

You are underpaid. I have the experience, tech stack and salary as you. We need to buckle up @AltruisticVessel and get what we deserve.

I don't think you are underpaid, a better word is fairly paid.

Location? If tier 1 cities then yes

Making 6.5LPA, I think you are overpaid.

3+ yoe , backend engineer (java mostly) 62 lpa (36 - base , 26 company stock) . So from my lens yes u are underpaid Location- Bangalore

Does this money help you with your daily expenses?

18 is wayyyy lesss

More than 3x of yoe and thinking underpaid, how much do you think is the right pay then?

By grapevine standards, you are very underpaid. In reality, you are very fairly paid. You could easily reach near 30 LPA with a switch.

You are fairly paid. Dont worry work hard and you can crack atleast 25-30 lpa