HereWeGoAgain
HereWeGoAgain
Slice

How to get Credit Card without credit history

Ive been trying to get a credit card from past few weeks, applied for 5+ banks getting rejecting everywhere. I've submitted my payslip also, still got rejection. Pls suggest a bank/way to get a decent credit card

16mo ago
zebra
zebra
Stealth16mo

Get Amazon pay ICICI credit card, easiest to get. Build a credit score via this and then you can apply again for the rest of the companies

TepidFanny11
TepidFanny11
Freelancer16mo

Second this. They give to anyone. Maybe they check your Amazon purchase history.

HereWeGoAgain
HereWeGoAgain
Slice16mo

Just tried not eligible rn 😭

JadeArgent
JadeArgent
Independent Law Practice16mo

One Card, you can get it without any credit history

jake_peralta_B99
jake_peralta_B99
Freelancer16mo

Would suggest not to go for it! Worst possible card to have

JadeArgent
JadeArgent
Independent Law Practice16mo

Really, why do you say so?

chillpanda
chillpanda
B2B SaaS16mo

Ask why you're getting rejected?

HereWeGoAgain
HereWeGoAgain
Slice16mo

No credit history is the reason ig plus I've started earning very recently

Mrcool
Mrcool
Nykaa16mo

Try to get FD based credit card first and or build credit score by opting for buy now pay lateral services. Once you have decent credit score, you can apply for desired credit card. Another way to get in touch with the bank with which you have account with good balance and they will consider to give you a credit card.

1
1
Stealth16mo

Get a FD CC in HDFC bank (Millennia card), great to start with, build your credit history and then step up the ladder or get anything in emi from bajaj finance at zero cost and then apply for a CC

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