Viners, finally I’m frustrated enough to make a move on building my own business.
Just curious about what b2c SaaS would you not mind paying 100 / month for? Preferably in the capital markets / personal finance space?
Personal budgeting and long term goals solution. The apps that exist are bloated or require to much upkeep.
Somebody here was talking about the app "You need a budget". Costs 9k per year, too much.
Main pain points: too many outlets for cash outflow: multiple UPIs, credit cards, occasional cash, NEFT, recurring transactions like SIPs.
I never know how much money i have in a month, the bank balance of only half the story. I have pending LIC payments, vehicle insurance, property taxes, emis and others. Its just a mess. I had to do a lot of Excel gymnastics to arrive at a number.
If you can figure out an easier solution that fits most use cases but is a little customisable, I'd pay upto 200 or even 300 a month.
Very very true, i need a app which can combine all i have and showcase at one place. Money in MF, gold, stock with analysis.
Also if there is a way to know how much to invest where bases on my salary breakdown and suggest me a way to invest and taxable components
Problem with these kind of apps is not building it. That's the easy part. Hard part is getting permissions. Simply we shouldn't access the Cx bank details and all subscriptions. And it's very hard to get Cust trust where he has to willingly enter all the required information to third party app. It's hell of privacy issues
Reliable, backuped, available storage for pictures. Sadly there is already a solution for it called Google Photos
A payment tracker that recommends credit cards based on spends. Thought about building it, not getting much time though 😕. Also, haven't tried mobile dev yet
Good luck trying to get any money from retail in india for that kind of stuff.
Indian consumer = Bargain mentality. Instant gratification.
Capital market / personal finance is long term hygiene. India like Dunzo, Zepto, Zerodha etc.
Also ARPU is too low. D2C will require burning millions upfront and that would give you a 1% chance of success assuming you find an investor
Easier to sell ice cream and chocolates.
You paint a very bleak picture
CAC / ARPU equation is tuff. Do you have any good examples in finance?
100 indian rupees 😇
An app that blocks all ads across every damn social media platform. I would pay even more than that to block these annoying ads.
Super hard to build. I tried writing a bot to block youtube ads, and had a really hard time doing it. Cat and mouse game. It might also infringe on t&c of some service provider
Can't we block network requests from the famous ad companies? That is how most of the ad blockers work
YT premium - 99/month Prime - 1499/yr Hotstar - 1499/yr Google Drive - 2100/yr for 200GB For Personal Finance had taken a Tickertape Pro subscription, didn't find it much useful and hence didn't renew. Got it for 399 for a year during last year independence day offer. Feel the space has little genuine offerings and the paying customer base is even lower.
I work in the Data Privacy and protection domain. You won't believe me if I said we are spending $M on BigId and OneTrust apps (including infra cost for on prem).
As an SME and power user of these apps I can tell you they are spreadshee...
Hey peeps, do you guys know of any consumer SaaS that went big without having a B2B angle in place?
One example would be Splitwise (again not that big). Other apps like Netflix, Bumble, do have to bring supply of engaging content for c...
I am from capital markets and consulting background with 11 yrs of experience. I have been tinkering on SaaS idea and business plan for last few years for a niche product useful for CFOs. The problem is, I have zero knowledge of Tech. Ca...
For example: Client management, billing, email, employee management, task management, meeting management etc etc
Is it a good idea to make business out of it?