Personal budgeting and long term goals solution. The apps that exist are bloated or require to much upkeep.
Somebody here was talking about the app "You need a budget". Costs 9k per year, too much.
Main pain points: too many outlets for cash outflow: multiple UPIs, credit cards, occasional cash, NEFT, recurring transactions like SIPs.
I never know how much money i have in a month, the bank balance of only half the story. I have pending LIC payments, vehicle insurance, property taxes, emis and others. Its just a mess.
I had to do a lot of Excel gymnastics to arrive at a number.
If you can figure out an easier solution that fits most use cases but is a little customisable, I'd pay upto 200 or even 300 a month.