Seeking emotional support 🙂🙂

Please take therapy, it’s expensive but it might help you

There are two things that you should keep in mind:

No matter trying to think how you can bring her back because even if you are given a magic wand to somehow bring her back in your life, she will still not love you. Let that line sink in for it. She might have had some attractions with you in the past but she doesn't want to spend her whole life with you. Try to make peace with it, it's very easy for me to say this, but you have to let her go, no point trying to bring her back. She. Is. Gone.

The debt is going to be on you, no matter what you do. You should try to keep paying off this debt as the number one priority of your life as of now. Join online communities, maybe get into some freelancing because you should try to keep off your mind as much as you can. Keep yourself engaged into things which can get you either money or a good time. Once you finish this debt, that will be the day you will never think about the girl, the day would feel like such a win day. Work towards it.

This point, I honestly have no answer. I simply cannot. You will have to face them, my suggestion would be to keep yourself isolated from the people of your hometown. Only talk with your parents, that talk is also going to be very hard, but you will have to do it. There's no way around. By saying isolated, I don't mean that don't talk to anyone, meet as many new people as you can (after some time when you feel like it) but distance yourself from the society people. Once you repay the debt and comeback to your house, the entry will feel so grand to you, you won't mind 1 bit about what they say. You'll be such a great person by then.

All of these are so easy to type but you have to make the decision. Your life depends on it. I'm assuming you must have already gone through a lot of psychological agony before posting this, it is now time to move on. If possible forgive and forget. Think of this as new episode of your life, keep yourself distanced from the past and write a new beginning. My one last suggestion would be, searching for volunteering gigs at concerts, it's very active this time in India. If your location has a lot of events/concerts hosted. Get in touch with the people, they are often in search for volunteers. That is a very suitable gig for you if you can squeeze it in your life schedule.

Best of luck for your life man. You have a challenge for you to achieve, go get that debt off you!

There's no easy answer to this than moving on. Others have suggested ways, therapy works best!

Few pointers for the next time -

1. Don't be so invested in someone that you forego your own personal life. In other words, make friends, have your own hobbies, if you have your own passions, explore it. You should never have to sacrifice what you like and your social circle for anyone!

2. Always try to not be on debt, if on debt, Always plan worst case, like if you leave job/laid off, you still have enough money to survive around a year. This is basics of anything

3. When you are taking a debt for both of you, you should find ways to keep the loan stakeholders to both of you. In other words, if you are sharing in good moments, you should share in expenses, troubles etc

4. People aren't Always predictable, breakups happen, divorces happen. We can't Always predict them, but we can plan for them so that we minimize damage on our side. What those things entail is entirely upto us

5. In my experience, no one really likes a whiner. I am not saying you are, I am saying, I have been pushed aside by almost everyone when all I did was whine in my childhood, and I probably am similar, like if someone comes to me and consistently whines, I would want to listen and help, but I wouldn't wanna include the person in any plans as I feel they'll kill the mood. If you were this person in the relationship, you need the emotional outlet to be probably a Therapist

Rebuilding would be tough, but look at the bright side, once you get through it, you'd have a new house for you/parents.

Hey, I can’t even imagine the pain you must be going through right now—carrying your family’s responsibilities, dealing with financial pressure, and facing heartbreak after a decade-long relationship. I know how hard it must be to feel like your world is collapsing when someone you trusted the most leaves you like this.

The fact that you took loans to build a life with her, believing in a shared future, and now you’re left picking up all the pieces alone—it's heartbreaking and unfair. But please know this: you are stronger than this situation. You’ve been fighting so much on your own already—being the sole breadwinner, handling debts, and standing by your family—you are not weak. It’s okay to feel broken, but don’t let this define you.

I know the small-town gossip makes it worse, but people will always talk. You don’t owe anyone explanations. You owe yourself love, patience, and time to heal. Take one step at a time—you’ve come this far, and you will rise again. I’m here to listen if you need to talk, and I’m genuinely rooting for you. You’re not alone in this fight. Better days are coming, and you’ll look back one day and see how brave you were through it all.

Can you Lease this house you built, and use that money to pre close personal loan, and reduce EMI of home loan.
Or rent the house and that amount can help you pay EMI

Been there

That's gonna hurt like, but eventually you will move on -Sooner or later karma will strike back to her. TRUST ME

Stay strong. And as someone else replied, consider taking professional therapy. This would have come as a shock to anyone, so you really need best support. One can only imagine how worse of a character that woman is, but anyway, no point thinking about that.

Also, consider moving to some other city, move to some Tier1 city with WorkFromOffice model, work from home can be extra depressing.

@shivadhfm Beother you dodged a bullet, a big one. You still have the house anyway. Hit the gym , upskill yourself. You are still 26 .. Work on yourself and earn more ,, you really will get a lot of better opportunities. The lesson you can take from your story is don’t bend too much for someone , you took a financial burden for someone, that means this person was ready to love you only if you met certain criteria, That’s definitely not love. Man up ,, work on yourself.. you will find someone far better. But don’t carry the middle class mentality of adjusting for someone too much that it backfires you. Don’t bend too much

Look at your blessings here - you have a house now which will appreciate in value. Remember not to get into new relationship for a few years. In the meanwhile, build your career. Take side projects for extra money. Have complete focus on your career and health. Cut down unnecessary expenses if you have to.

Remember, you have a great future ahead. You just have to believe in it.

How can someone do this? I am really sorry that you need to go through all of this. Just keep working dude and never stop. You will surely pay your debt, get a good woman who loves you and make your parents proud. Just don’t stop