Tough spot, sorry to hear this.
#3 is an assumption. Try switching to IT companies.
Entrepreneurship should be a risk you should take after some savings given your circumstances.
You could try:
- LinkedIn apply software/WFH offering companies where you can leverage your skills for decent pay and get a WFH (finance roles are sparse so stay hopeful).
- Build a safety net of income
- Explore enterpreneurship etc
Other job options - home tuitions, virtual tutoring with edtech companies, create a course on platforms like skillshare etc if you're good, freelance at upwork/fivver, freelance with local companies/stores, etc.