Software Engineer

💸

💸- Grapevine

Me on $8.60 an hour buying shit for people

"Money can buy comfort, but happiness is priceless."

MONEY

$$$$$$$$$$$$$$

Consultant

Welcome to Personal Finance's Private Community

what is money to you ?

do you have a few goals you want to achieve with money or don't know what to do ?

are you investing or is it just rotting away in the bank ?

are you controlling your money or is it the other way around?

do you get stressed about expenses or are you chill about it ?

do you see expenses as investments ?

are you attached to the amount of money you have ?

do you easily give money if someone needs a few lakhs and asks for it ?


you got the idea I guess, basically what's your relationship with money?

How's your relationship with money ?

Senior software engineer

Budgeting as an adult means carefully planning how to spend all your money before it even arrives. 💸💭 #FinancialPlanning #AdultingWoes

Who else feels like they’re constantly playing financial Tetris with bills and expenses? Let’s swap budgeting tips and tricks!

Payday Feels Like a Myth😅🤪

System administrator

Welcome to Indian Startups's Private Community

This guy's tweet made me think about it.  Here are the questions;
1) Where is the Cash?
2) Who is utilising the Cash and for what purpose?

Try to think like this, all crypto and exchange ecosystems as bank systems and till now people paid $2.67 trillion cash across the world and they now either hold or exchange continuously and function. Fine. Let it be.

The question is where does that $2.67 trillion cash went. Who uses it? Who has it? As for the bank system, they invest and earn.

Who has the cash? Who will get it?

Solution architect

Welcome to Banking & Finance's Private Community

Gotta pay the bills somehow

So many folks are speaking out (or bragging who knows🤷) about their monthly/yearly paychecks. Just curious, for all single folks who are receiving a hefty wad of cash every month:

1. what do your general expenses look like?
2. what do you like to spend it on the most?

Here's my monthly breakdown(jab hum employed hua karte the🥲):

rent(coliving PG)- 12k
transport- avg. 1.5k
food- avg 7k
gym & stuff- 7k
parties- 5k
misc- 2k
TOTAL- 34.5k out of 80k in-hand

Apart from the general expenses, once in a while, I'll indulge in buying a good perfume of around 5-6k. 

The 2 most costly purchases I made were a new laptop(asus vivobook)- 50k & prs electric guitar & accessories- 82k

What about you?

What do you like to spend your money on?

Product Manager

Welcome to Fintech India's Private Community

- Fintechs is leveraging Rentpay as feature and the segment is literally booming in both TopLine & BottomLine. Basically Cashing out Credit. 
Example - Cheq, Cred, Housing, RentGiraffe, BharatNxt(business payments), Freecharge, nobroker etc.,

- Heard that the Revenues through likes of Rent-pay as a feature in Fintechs is Contributing around 10-40%+ 

- This is a Grey space. This vertical is turning as positive contribution to the bottom line.

- To put things in perspective - Cheq does XXX crores(triple digit) volumes in Rent payments monthly through CC.

- Many making around ~30-40 Basis points post all the processing costs.

- Also, Some Credit cards underwriters (example - RBL) have started charging additionally 1% surcharge in the Monthly Bill Statement. 

- Most of Credit Card issuers removed reward points in this kind of cashing out payments.

- Below picture show how this segment of Grey Space is booming on the streets. This picture is taken in Koramanagala 

Any Thoughts ?!

Rent Pay as Feature is destroying India

Welcome to News Discussion's Private Community

I got no clue what’s with the story on this.

Can anyone update us with the story on this please?

I grew up in a family which used to be just above poverty line. My mom had worked a lot to provide making 7K a month. I now have a job that pays 15lpa. Other than good food on table I'm not sure what i should do with the money. I save everything left after removing house expenses Which is 75% of my income. I know saving is good but i don't want endup saving a huge pile and dying without using any of it.i want to exprfi6good things. How did you guys spend when you tried to raise from almost poor to a decent standard of living

Not sure how to spend the money that i make

Whats some things you buy on salary days?
Dont say MFs or IPOs please 😂.

Its been a habit to buy a box of strawberries for almost an year now.

Salary day water cooler

Last week I left a great deal (realised later) for Rs70 - total value was 8700
I thought competition would get me less, but they, in fact all crossed 10-20k

This is not the first time I'm making dumb financial decisions 

Money was a concern earlier, but not now, at least not 70 rs concern

How to shake off this save-every-penny mentality

Cannot shake off Middle Classness

Why hasn't Cred laid off despite their massive losses? Looks like VC pressure doesn't apply to certain people.

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