Download
Personal Finance
Personal Finance
on
ZippyPancake
ZippyPancake
Swiggy

Can somebody review my portfolio

Hi all, I am 27y,M currently unmarried residing in Bangalore. Can somebody help me review my portfolio ?

Out of the IND stocks, 15L were invested by my father which has grown to 22L currently. Rest are what I have invested after working for around 4 yrs. My current salary is 1.6L per month I try to invest 40k per month in MFs, 6k in RDs, a lumpsum of around 10k every alternate month in Indian equity and around 50k annually in US markets.

My expenses vary from 70k-90k per month including travelling to my hometown and a short trip every alternate month.

What should be my strategy if I want to grow my wealth to 5-7cr in the next 15 yrs I plan to get married in the next 2 yrs to my current gf who currently draws 1L per month currently. I am unaware of her investments

Post image
3mo ago
6.2Kviews
Find out if you are being paid fairly.Download Grapevine
SillyPenguin
SillyPenguin
TCS3mo

Bro whatever you do remember this ...your money is your money + her money but her money is not your money.

ZippyPancake
ZippyPancake
Swiggy3mo

Understood brother

SquishyKoala
SquishyKoala
Amazon3mo

I so want to block you right now, I’m 25 and nowhere near you, if this much amount you’ve, why can’t you hire a professional for 5-10k rather than take advice from strangers.I wish you all the success and growth, but don’t jinx your success by displaying this on public platforms.

ZippyPancake
ZippyPancake
Swiggy3mo

Noted

JumpyPretzel
JumpyPretzel
KPMG3mo

The professionals motives might not always be trusted. Maybe learn from the professionals by doing a course or something but I would not recommend hiring a manager to do your investments. It's huge black box, you wouldn't know what goes on inside.

GoofyCupcake
GoofyCupcake
Microsoft3mo

Nice. Wish I knew about investing seriously when I was your age. I actually started at that age.

  • 70-90k is a bit too much. I was <50k at that time. But I didn't travel to home frequently.
  • Keep a lumpsum amount of 10-20L in flexi FD for emergencies. Skip the RD.
  • US is strictly for long term. Booking profits is costly affair.
  • Try to keep MFs equity heavy, you can handle the risk at this age.
ZippyPancake
ZippyPancake
Swiggy3mo

Thanks, major contributor in expenses are rent and utilities which go up to approx 30k

SquishyTaco
SquishyTaco
CityMall3mo

Gold?

ZippyPancake
ZippyPancake
Swiggy3mo

Nothing in gold

SquishyTaco
SquishyTaco
CityMall3mo

Add gold (Physical or Digital) and do some more diversification.

FloatingSushi
FloatingSushi
Deloitte3mo

What app is this?

ZestyQuokka
ZestyQuokka
Stealth3mo

IND money

WobblyTaco
WobblyTaco
Stealth3mo
  1. Health insurance missing
  2. No cash set aside for any emergencies (6 -12 months worth of expenses)
Discover more
Curated from across