Can we please have more fuck up stories like these please. This is great 😂

Product Marketing Manager

#FuckUp porn 

Reminds me of LossPorn from Wallstreet/Indiastreetbets.

Product Manager

Means the person authorising the transaction also made the same mistake? There are usually minimum. 2people so that this does not happen(and hence is rare). Also, how did you get the authority to reverse funds from another account? Usually one does not have access to the another bank’s account that you just ‘reverse’ it.

Software Engineer

I work in corporate banking, and sometimes you mess up. I was really tired, our workdays are typically long and bad.   Had a request to transfer $$s from one account to another instead we ended up ...

Welcome to Office Gossip's Private Community

I work in corporate banking, and sometimes you mess up. I was really tired, our workdays are typically long and bad. 

Had a request to transfer $$s from one account to another instead we ended up transferring all of the amount (huge number). 

Customer frantically called me up my team, I was busy, didn’t answer and then the escalation happened. 

We finally reversed the transaction. But yeah i took a hit on my reputation.

I transferred xx cr out of the customer acc and closed it

Corporate Banking

I transferred xx cr out of the customer acc and closed it- Grapevine

Last week I visited to a private bank, there were almost 2-3 customers and 6-7 employee. Then suddenly manager came out to his chamber and start yelling to a female employee n was saying " tumhare vajah se aaj mujhko call karke 10- 10 hazaar ke liye bhikh mangna pad rha haiv, bhikhmange hai hum ? Sir ka call aayega abhi to kya bolunga, gaali denge mujhe , tum log ko to de nhi skta Mai" and nobody was responding. It's was really tight moment. That day I was thinking how someone works in that hectic environment.. really very high work pressure for just 20-25k rupees 🥲

Banking Jobs work culture

What's the craziest reason someone got fired?

Here's mine at my previous job. A collegue of mine was fired for smoking weed in the bathroom. He got back to his laptop and he was high as fuck, I am pretty sure he didn't even understand why he was getting fired.

Software Developer

My mother called me yesterday and tells me she got scammed for about 10 lakhs and needs money by Monday. She has 4 lakhs and I will have to cover the rest. Turns out she let a friend take a loan in her name and this friend gave fake jewellery as collateral. The friend took loans under her husband’s name and my mom’s name, she divorced the dude and escaped. The bank called my mom and has asked her to pay, now they’re filing a case against my mom for fraud.

I’ve spent my weekend talking to advocates and friends, and looks like the only way to get out of it unscathed is to cut a deal with the bank saying we’ll pay the money back and they don’t press charges in return. Contesting the bank is going to take time, money and the risk of my mom losing her job.

As an older daughter who grew up in a broken family, I’ve spent my childhood and adulthood protecting my mother and sibling. I finally landed a well paying job 2 years ago and now the responsibility extended to providing for my younger sister and my mother financially which I’m more than happy to do. I’ve worked hard the past few months to save what I have right now beyond what I give my family, use to sustain myself and finally felt happy about the position I’m in.

Now I’m heartbroken. I’m going to be emptying almost 70% of what I have so far for this for paying the bank and the lawyer. Especially for something that’s not even my mistake and something that could have been easily avoided. I’m not in a place to direct my anger at her, I know it’s a hard time for her as well. 


6 to 7 lakhs might sound like a small amount to some but I don’t have the privilege to throw money like that. I don’t have fuck you money. I don’t take money from friends. I’m 25 and literally just started my life 2 years ago after working for peanuts. 

What’s even the point of working hard, leading an honest life if this is how it works? It’s just truly unfair and I don’t know how to deal with it.

I wish life was a little easier and I just need to vent

Me too venting in this space.. 
 //Start if rant 
  
 My father too was frauded by a builder whom we had entrusted building flats on our plot of land. Fcker took booking amount from multiple people and left construction, claimants now coming after us saying its our responsibility to refund even though my father didnot recive any amount. 
 I had to take 18 lakhs loan for my father to complete construction and am all the time calling advocates in assesing risk from claimants who come barging at our home and building site with threats of filling FIR. 
 Every month my one third salary goes in Loan amount, had got a ideal wlb good paying job 2 years back after battling unemployment and low pay for many years. 
 Had planned to take wife and kids on vactaions for making up for lost time but now struggling to fulfill basic needs for family, forgot about vacations. 
 Have taken risk and moonlighting but it becomes hell on days when there is clash between jobs and sometimes lash out on my kids and wife and parents and then get hit by double guilt of not being strong enough.  
 Dont have any backing to face cheat builder who has backing of police and politicians, claimants coming after us as they have recognized us as soft target. 
 Preparing for 10 lakhs more expenses in multi year litigation trying to probe my fathers innocence. 
 Fcking jealous relatives enjoying all this from distance. 
 Fck this world. 
  
 //End of rant

Growth Manager

Welcome to Product Managers's Private Community

First post :)

Basically I want to figure out the best way to market a debit card for international spends.

We're offering zero forex, unlike literally anyone else. Just need to make more people aware of this offering since it's a big selling point. 

What is your experience with DCs from an international spends POV? What can be done better there? Any hacks to get people talking about it? 

Open to ideas/thoughts/criticism/feedback!

How to differentiate a 0 forex debit card??

Product Owner

Welcome to News Discussion's Private Community

Had a bank account of Kotak where it was inoperative from 1.5 years and NMC Charges went to 7900 INR. When I went to close the account they started insisting me to pay the charges.

How do we deal this folks, coz at the time of taking account they said it is zero balance and then after salary stopped crediting they converted  into a savings account with mostly generic alerts !!!! 

Looteri banks. 😏😒

Banks looting !!!

I was leading a team which was involved in launching BNPL for a commodity product( flight tickets/train tickets), and the API we were using to cancel the tickets at the last moment from the 3rd party providers was flaky. 
It was supposed to cancel the tickets and provide refund back to minimize any losses we had. 

It was such a hit feature that led to 250% growth in numbers within a week. I was promoted, the star. 
My manager was promoted too.. 

But I knew inside something wasn't correct, BNPL just meant people not paying then but still had to pay sometime and 250% growth was just not something I could digest. 

I asked the team to switch it off for a couple of days, the whole company esp. Revenue teams were baying for my blood. 

After a month, there was financial reconciliation, and we realised the API was just giving the response of successful cancellation but was never actually cancelling it. 

The company lost almost 15 cr / day. No one wanted to believe this at all from top to bottom

The company never told the investors we fudged up but instead raised more funding by mentioning the 250% growth. 

From then on I realised most investors are just watchmen. 

They want to be on the fast deal more than being on the correct deal. 

Don't believe anything on the internet that you read. 
Almost all GMV numbers are cooked.

Don't believe the numbers just as is

Welcome to Indian Startups's Private Community

Fi has a limited set of products but I wonder how are they surviving? Are things good? I think they don't spend on marketing so much as other startups. But still I have never seen anyone using a Fi product as well😅

How is Fi surviving?

Welcome to Software Engineers's Private Community

Hey folks!

🌐 Joined X out of necessity. KT for 1-2 days, then POC and client tickets.

🔒 Credentials revoked, told client issues. New guy in team, no intro, he got my creds.

📊 Reporting shifted to HR, no work assigned, sensed possible layoff.

🚫 No communication, red flag, forced office visit despite injury.

💰 Salary received, PF deducted, no passbook data, doubtful deposit.

🔄 Y offered better opportunity, hid X on resume, got and accepted offer.

❓ Should I have told Y about X? Concerned:
1. Tell now, they may understand or revoke.
2. Keep quiet, can they find out later via background check?

🤷‍♂️ Policies differ, but it's about people, not policies—understand or do shit.

LinkedIn: X-> 300-400, Y -> ~4000 (layoffs recently, so numbers might decrease).

X to Y: Navigating the Corporate Maze in Just 2 Weeks—Your Insights Needed!

DevOps Engineer

I was in Mumbai this weekend and I was having street food in Ghatkopar. I heard someone whispering but ignored. When I turned around I saw three people, 2 guys and 1 girl. I continued enjoying my food when I saw that the girl behind me had left and dropped some money. I walked up to her and told her about it.

I bent down to pick it up when the other two guys bumped into me. I think they were cloning my card all this while, I will explain why I think that. I asked them if something was wrong and they said No and went away. 

I checked today morning and 16,731 were deducted at some weird merchant in USA. I was confused, so I instantly blocked all my cards. I have contacted the bank about this fraud as well. 

I am confused: I did not do any transaction on any website that looked shady nor did I give my details out to anyone. The only thing that explains this is that they cloned my credit card and this was their strategy. How to comfirm this? Please help.

Someone cloned my Credit Card near Ghatkopar🤬

Founder

Basically the title. Did one of these about a year ago and thought I'd do another one.

A bit about me - I'm a lawyer, I specialise in startups, international law (especially concerning Web 3) but have worked in a boutique role (basically, 0-100 everything legal).

Disclaimer - Obviously none of this is legal advice. This is for entertainment purposes only. The answer to most queries is "it depends" because a lot depends on the specific facts and circumstances of the case.
Please do not take this to be legal advice or commit and act or refrain from committing an act based on any answer or comment here.

Thank you, look forward to all your questions!

AMA. I'm a lawyer

Lawyer

Ordered atta today, the delivery guy threw it on the floor. Flour everywhere, had to clean it up.

Asked the customer rep to help, took 30+ minutes only to not refund me the money.

I'd advice everyone to not use them if you live in South Delhi. Terrible customer facing staff members.

Biz dev and engineers might be alright, but everything else at Swiggy sucks.

Swiggy Instamart Sucks

Welcome to IT Company Discussion's Private Community

I see a lot of posts about WLB, I want to know what do you consider as a decent WLB. I will go first.

1. Leave early if the work for that day is done
2. No pings and calls post work hours, there are always exceptions and thats okay, should not become a norm
3. Respecting when someone is in vacation and not disturbing them.
4. Not rejecting leaves 

I will add more in comments If more comes to my mind.

Work Life Balance

Rule of thumb  
 If you get work thoughts outside 9-6 or weekends, it's not WLB.

Software Test - QA

Computer Operator

The company haven’t paid us 3-6months of salary saying that there’s a delay in raising VC funds. They also didn’t pay TDS and gave us Form 16 for ITR. 

I reached out to our client company where I worked briefly and they were happy to offer me a job there. I’m dangerously out of money in savings and it’s still uncertain in my current company about any funds. So I have given a early date to him because I really need their salary and joining bonus to survive actually. I thought I can immediately relieve from my current company as I don’t have finished projects and haven’t involve in new. But they are not responding to my calls and mail requesting for immediate resignation. 


What should I do now ?

My company is delaying acceptance to my resignation

Acceptance of resignation has no value, the day you resigned is considered for notice period start date.

Faced this issue recently- amount was transferred by someone to my brothers gpay account: however it did not go to his primary account but went to another account attached with gpay . But how is this possible it should go to the primary account as per my experience . 

Primary account- x
Secondary account -y
Third account-z 

But it went to z instead of x

No idea - trying to understand

Customer Success

Welcome to Personal Finance's Private Community

Seen enough posts about credit cards, thought it was time to ask about banks! 

I have a decently sizeable income and am anticipating more coming in USD in the coming months potentially. Earlier my family and I used to have priority accounts at Citibank (including one current account). Citi had good relationship managers and our issues were resolved on priority but ever since the merger, I feel Axis hasn't been that good. 

Which bank accounts do y'all have accounts in? Would want a bank where can establish good priority relationships etc with!

Best bank to have an account at?

It takes time to understand and master any domain. You have to do something substantial. Where has the humility gone? Does calling yourself Leader increases chances of getting jobs? It’s mind boggling
And shallow.

Why are 2-3 YOE people calling themselves leader(product leader , engineering leader)?

Looking for genuine and non diplomatic answers since it will be anonymous. It is upto you to reveal the name of the company you resigned from.

Lets discuss!!! I will go first -

I quit my last organisation (a famous UPI company) in 2020 because, they still are in old technology. No cloud computing, no kubernates, no terraform. Their entire baremetal infra are in 2 DCs (Mumbai and Bangalore). Leadership ideas are outdated. I was very much bored and looking for a change.

Why did you resign?

Amount of effort i put and the salary i got was not proportional. 14 hrs to get 30k salary as a fresher. I had understood that I deserve better - thus i moved to get better pay and better wlb (which I got in swiggy)

I am thinking of leaving my current job and focus on myself, getting to know myself better etc. Currently I have enough money saved for my expenses for next 6-8 months. 
   Everyone I have asked about this say don't leave your job if you don't have another lined up, in this tech winter. I understand their view point. It aligns with what my parents think as well.

Is there anyone who has had done this in the past? Do you recommend this route? Are the consequences far too severe? Does anyone have a different opinion from one stated above?

Anyone ever left job without having another job lying around for their mental peace?

I'm in the same boat, on the verge of quitting, and will most probably take the leap next month.  
 Thanks for the thread. A lot of insights. It has made me confident that I'm not doing anything stupid.

I transferred xx cr out of the customer acc and closed it

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