I also don't understand what cred is giving value to its customers. They got realty very high valuation

Associate Product Manager

Tech lead

Software Developer

It’s not a subtweet, Kunal is on his board bro

Product Marketing Manager

Consultant

Welcome to Indian Startups's Private Community

Is Amrish Rau taking a dig on Kunal Shah and Cred

Software Engineer

Is Amrish Rau taking a dig on Kunal Shah and Cred- Grapevine

This could actually be huge; Tap to pay is super convenient. Even more than UPI

I fail to understand why people hold cred in such high regard. So much promise, so much advertising, yet no real value for the customer.
Their UI is a mess honestly. Takes so much effort to navigate that hell of a musuem that mr shah has built to masturbate upon. 
They started as a company that helped people pay credit card bills, now asking the same people to do UPI with “assured” cashback “upto” gimmicks. 
Ending up making india’s top 1 percent population play stupid arcade games to win a mind boggling 1 rs. 👏👏👏
Cred store doesn’t draw any value any more. The much advertised cred garage failed miserably. 
Why the hell and what the hell are they for? No real value man.

They take so so much information from us. And li tell make no value for the user. Bhai kam se kam ek bhadiya credit card hi bata do spends analyse karke jisse logon ke thode zyada paise bach jayein.

Cred: is Kunal Shah pulling off a scam here?

Intern

Cred folks shed some light, is a new ad coming or something else is brewing up

Whats up with Cred

Welcome to Business Roles's Private Community

Has anyone seen the Orry x  CRED's Black Friday collaboration? CRED played it smart by roping in the most talked-about person right now. What's your take on their strategic move?

new CRED AD

Is Kunal Shah really this smart?

Product Manager

- So after raising millions of dollars for "innovating in fintech", CRED has decided to get into the centuries old business of lending 

- The main company has burnt investor money mainly to build out distribution but no product. 

- Now when they decided to get into lending, Kunal Shah acquired an NBFC where he personally owns approx 80% stake and CRED owns 20% 

- Through this NBFC, CRED gives out their loans on BNPL products. Now Kunal Shah wants to slowly sell the rest of his stake to the main company CRED

- Except the NBFC is worthless without CRED's distribution. And CRED is worth a lot less without any product and Kunal Shah holds only 12% equity in the main cash-burning loss-making company after all those dilutions in funding rounds. 

- By making CRED acquire this NBFC at inflated valuations where he owns majority stake, he's gonna personally cash out once again while CRED will still have a long journey ahead of them. 

How are the CRED investors ok with this?

Do you guys know about CRED & Newtap Technologies (NBFC)?

Real Estate

I have a few people who are cringe and make youth feel they accomplished nothing , please add as we can educate each other 

1) Akansha Monga
2) Saheli chatterjee
3)Unnati bagga
4) Vedika 
5) Ishan Sharma
6) Vaibav Sisinti
7) Jatan Shah
8) Sawan Kapoor
9) Aditya kachve
10) Robert kiyosaki
11)  Kunal Shah 
12) Love babar
13) Nishant Chahar
14) Anuj
15) Keerthi purswani
16) Priya vajpeyi 

Still please add and let us know the reasons

Most cringe ful Influencer

Data analyst

Welcome to Office Gossip's Private Community

I don’t work for CRED or have anything to do with them but I’ve been seeing a lot anti CRED or Kunal Shah posts here. 

Did I miss out on some interesting/ entertaining news or is it just a frustrated candidate who didn’t get in or a customer who’s had a bad exp?

What’s with the recent CRED hate on the app

Assistant Manager

All of those useless jackpots, Grand Finale’s etc and what not! Nobody wins I’m sure. The names also are put on each of the items on Grand Finale contest after hours and not instantly. Pointing to the fact that winners are fake and not determined within each hour for each item. 

The only pros of CRED is the payment for shitty bank credit cards that have poor UI. 

The biggest cons? Selling our data to places we’re unaware of! One of the Reddit posts mentioned that as soon as he uninstalled cred and communities them to delete his data, he stopped getting Bajaj Finance spam calls! Too much coincidence? 

(Aside: Heck, even Zepto once had an offer of winning an iPhone when buying Vim, was that also legit? These app based promos don’t bring the trust as much as offline retail channel promos)

Challenge me: CRED is a useless app

Welcome to Personal Finance's Private Community

It feels too intrusive.
Already have our spending patterns and now tracking another liability

Did you sign in Cred Garage? Reviews?

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

Why is CRED spending so much on Ads ? Do they really need it ?

Senior software engineer

👇🏽 who are some founders/leaders that you actually like and believe will be able to make great things happen. 

They don’t need to be famous.

🪡 Founders - who get it right?

Head of Growth

Read his comments and very disappointed.

https://www.linkedin.com/feed/update/urn:li:activity:7201130657111015424

Whats wrong with Kunal Shah ?

Analyst

Anyone from crick pe? Ashneer shutting his dukaan it seems?

Great pre-marketing, but is this a new auto insurance product? Something new altogether? Felt a little confused after the video

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