The ICICI one is horseshit. I get diners club LTF and still get more benefits

Product Marketing Manager

Software Engineer

Engineering Manager

Would you take these cards and pay 50k annual fees?

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Growth Manager

Luxury credit cards!- Grapevine

Welcome to Software Engineers's Private Community

I'm exploring credit card options that provide zero forex rates and possibly offer free international lounge access. I'm not a heavy spender, typically averaging between 1-2 lakhs per month on my existing credit card. Any suggestions or recommendations would be greatly appreciated!

Already have Scapia for Domestic Lounge Accesses.

Exploring Credit Card Options: Zero Forex Rates and Lounge Access Benefits

Welcome to Personal Finance's Private Community

Looking to get 2 different credit cards.

What would be a good credit card 

1.) for grocery/swiggy/retail spend ?

2.) for Travel points (Not a big fan of lounge access) the ones that yield maximum points or complimentary tickets help.

TIA

Best credit card to have at a good yearly fee

Founder

Which is the best credit card if your spending is 40k/pm  for the benefits and rewards?

Which is the best credit card if your spending is 40k/pm

Guys,what’s the most economical way of going about this ? Only after I enjoy it,would I wanna spend on it considerably. 

I have heard there are cards as well which offer free golf lessons. Anyone who can help ? 

Location : Bangalore

Want to try out golf as a beginner!

Strategy & Operations

What's a good credit card for someone that'll start working soon? Expenses would mostly be electronics, and food

Credit Card recommendation

Application Analyst

I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Which credit card will be worth it when you are earning 40+ lpa?

What all credit cards do you use and what benefits you get from those ?

What credit cards are you using ?

Software Developer

I used the Axis Magnus CC well but now since the devaluation, wondering if I should switch to something better. Is there anything that provides equal if not better benefits?

Monthly income ~2L 
Monthly spends ~50k-1L

What’s the new Magnus?

Intern

Always wondered how it happens
Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

Folks who say they get free flight tickets from credit cards, how do you do it?

There are certain cards which help you get free tickets(not entirely free though) 
  
 Most famous ones are Vistara cobranded cards. 
 Eg Sbi Vistara Prime Card 
  
 You get the card at annual fees of Rs3500 
 With this you get 1 Vistara Premium Economy Ticket which would easily cost 8-10K INR if you were to book by paying 
  
 Additionally you get more Premium Economy tickets each time you hit a spend milestone. 
  
 1.5lakh spends in a year - 1 more ticket 
 3lakh - another ticket 
 4.5 Lakh- another ticket 
 8 Lakh - another ticket 
  
 In addition you get 1 upgrade voucher using which you can upgrade your ticket from category X to category Y. This is via the Vistara Silver Tier Membership which is complimentary with the card. It also gives 5kg addition baggage allowance 
  
 There are more such cards in market like idfc vistara, axis vistara (business class variant as well)

Product Manager

Corporate Strategist

Please suggest some good Credit Cards with good cash back or discount features for a person with yearly spending of approx 5 lacks. I am currently using SBI Simply Click and 
ICICI Platinum but does not find them beneficial.

What are the best Credit Cards for a person with yearly spending of approx 5 Lacks Per Annum

DevOps Engineer

I don’t want to pay them Annual charges. HDFC Bank recently removed lounge access from one of their lifetime free card (Regalia), so now I need a lifetime free credit card which provides Airport Lounge Access. Any recommendations?
P.S.- Already tried to get IndusInd Bank’s Legend card, but they are idiots, didn’t give. (They are mandating to take it on FD).

Best free Credit Card for Lounge Access?

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??

Credit card

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

Consultant

I am looking for a credit card which is offering good online transactions cashback plus travel lounge access (domestic will do). If any lifetime free under this category then great else what community here suggests?

Which credit card one would suggest for online cashback plus domestic lounge access

Recently, a sales representative called me from HDFC Bank offering the HDFC Regalia Gold credit card stating that it would be lifetime free for me since I'm an existing Credit card holder

I went through the charges for this credit card online and the annual fees is around Rs 2.5k

Would this credit card be actually free for lifetime or are there any hidden tricks here?

HDFC Regalia Gold Credit Card

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Business Analyst

I will complete 3 years as a professional soon. Quit a Big4 to join a startup for better pay and faster growth but despite putting in my best work and leading initiatives, going above and beyond all the time, my peers are all earning better than me doing similar jobs.

i never had a financially aware upbringing. my father put us through hell due to his bad decision making and despite me being very financially savvy, am unable to save any money because im so anxious I tend to spend what I dont have. i had to take up a lot of freelancing to aid my lifestyle but now im busy all the time and have no time to myself. 

idk what to do. idk how much savings my parents have since I live away from them and dad never discusses his larger financial plans with me. he also does not have a stable job even at his age even though I know he is v hardworking and does his best. i feel i will never have enough money to support my parents and myself and feel like im running out of time. also doing interviews to leave this shitty company as well which is lowballing tf out of me. im not sitting idle at all, trying to startup on the side as well. i workout, eat and sleep healthy, have a great social life. the only problem is money which im constantly worrying about. i feel its a generational curse passed down to me. I know I have 10x earning capabilities but its all so vague and uncertain. I have an amazing support system and I know I can talk to my friends about this too. just thought of coming here first

please share stories if youve ever felt this way. open to advice feedback ideas. how did you get out of it? what can I do? 

what are some business/sales roles that pay really well that I can get into as an ex-big4 analyst? i dont think my current profile translates well anywhere. f*ck this company honestly. probably the worst decision I made coming here :(

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