Haven't carried cash for almost 2 years now

Software Developer

Poorana hua yaar UPI 
  
 Kuch naya batao

Founder

Investment Manager

in before govt starts tds on all digital transactions 🤣🤣

Backend engineer

Ps: I’m spending too much because of it

Welcome to Indian Startups's Private Community

India's UPI transactions scale new high in Oct; clock Rs 17.2 trn in value

That’s like $200bn +! Upi ftw

That’s like $200bn +! Upi ftw- Grapevine

Welcome to News Discussion's Private Community

Top 3 Indian companies have mcap > 150B

Do you think this is really required?

Can't this money be spent on health and education??

Both combined it's nearly $ 20B.

Taxpayers money should go into capacity building of poor or infrastructure etc...not just for freebies or reveri.

Sometimes I think democracy is killing India.

Your views?

$ 150B ++ to be spent on Free Ration.

Senior Consultant

Welcome to Business Roles's Private Community

looks like $99 billion fr

Software Engineer

Welcome to Personal Finance's Private Community

Is it the economy doing well? Or is it the newer gens over-spending? Or something else?

Product Manager

Do you guys use fi as an alternate/primary account. It does give amazing cashback/coins depending on the plan you are enrolled in. 
I found it very rewarding. Atleast the coins are useful unlike the cred coins 😂
If someone wants to know more about it, happy to share. Others who are using can share the feedback.
In case you find it useful, you can DM for referral.

Fi neobank

I have been pursuing some aspirational products like Apple Watch SE, Airpods Pro 2, PS5 etc. since a long time. I go to the Amazon page and add it to cart but then my conscience questions me as to is it worth spending so much on it? I earn decently and live in BLR but still I dont fully understand to give my mind a valid reason for purchasing a 40k Watch that shows time, some metrics and some automation. Also 20k for listening music, 50k for playing games.

It feels as if is it sane to spend much on these personal material stuff? How do you folks look at this while making purchases?

How do you justify expensive purchases to yourself?

I am trying to form a habit of tracking where my money is going.

I used spilitwise for a long time, but now it seems for everything you need premium version. Do you guys use any app to track your monthly expenses?

Do you guys track your monthly expenditures?

Staff Engineer

Viners, finally I’m frustrated enough to make a move on building my own business.

Just curious about what b2c SaaS would you not mind paying 100 / month for? Preferably in the capital markets / personal finance space?

SaaS product you’d pay 100 / month for?

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

How do you invest your salary?

I recently upgraded to HDFC Infinia credit card, how can I make most use of it?

Hey, how many of you pay rent through credit card? Which platform you all use ? What is the benefit you get from platform? Like points or coupon.

Paying Rent through Credit card

Woah. That’s a big one.

Analyst

What are they even spending on 😭

Product Designer

PAYTM Payments Bank essentially asked to shut shop. 

Afaik here are the few implications
1. Stock market will react in a bad way to them
2. Worst affected are going to be FasTag users who bought from PayTM.
3. No deposits / credits allowed in any account. Withdrawal is allowed. 
4. UPI not allowed after Feb

Paytm gets a shock from RBI

why do people still use Paytm wallet?

Engineering manager

Income tax refund credited finally. What should I do with it? 

Never really spent anything on me. Hate new gadgets, don't like travelling, doesn't shop much, won't drive until necessary. 

I really don't know how to spend it. So should I just invest it?

Things to spend on

I have multiple cards that i have got in last 3 years and i love to optimise my usage to get a return of upto 10 - 15% depending on the card and category of purchases,

What’s yours?

How well do you use your CC?

Growth Manager

Welcome to Software Engineers's Private Community

Medium has really great articles covering software engineering.

But 5$ a month seems very expensive, is there any way through which I can read all the articles (including member only) unlimited times and that too free?

TIA

How to read Medium articles for free?

Heading back to the stone age

Consultant

- Deepinder Goyal has become a billionaire following a record rally in Zomato shares, which have surged over 300% since July 2023.
- Zomato's stock hit a new high of Rs230 on the BSE, boosting its market cap past Rs1.8 trillion and making Goyal India's richest professional manager with a net worth of Rs8,300 crore.
- The surge in stock is driven by expectations that Zomato's quick commerce business, Blinkit, will outperform peers and turn profitable sooner than anticipated.
- Analysts expect Blinkit to surpass Zomato's food delivery business in gross order value (GOV) and strengthen its market position, despite a longer path to sustainable EBITDA margins.
- Goldman Sachs values Blinkit at $13 billion, higher than Zomato's core food delivery business, predicting significant growth in GOV and EBITDA by FY29. 

 Source: Money Control

Zomato Founder-CEO Deepinder Goyal Joins Billionaire Club

Journalist

Welcome to Fintech India's Private Community

Will Vijay Shekhar Sharma be able to revive the company in next 6 months or Paytm will lose its existence among upi customers ???

That’s like $200bn +! Upi ftw

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