Karma being a bitch. Aur band karo Paytm wallet. Where are those 95% success rate metrics, when you need them

Business Analyst

Software Engineer

Growth Manager

Yup had to wait for around 20 min while paying  for veg roll

Are u facing this issues?  Why can't banks keep their server up especially HDFC and SBI etc.

Welcome to Indian Startups's Private Community

Are u facing this issues?

Why can't banks keep their server up especially HDFC and SBI etc.

UPI down for many Banks.

Senior Consultant

UPI down for many Banks.- Grapevine

Welcome to Personal Finance's Private Community

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

How do you invest your salary?

Backend Engineer

What all cards do you use? Which one is your favourite? Which you are thinking of applying and why? Let's discuss this in the comments. 

I use HDFC Millenia & HDFC Tata Neu Infinity

Best Credit Card Cashback Comparison for all categories

Authorization will enable the payment companies to onboard new merchants onto its platform for processing online payments. 

Folks at these companies, how big is this? How is the company reacting?

Last year, the central bank asked Razorpay, Cashfree, PayU, and Paytm, which hold in-principal approvals for payment aggregator licence, to stop on-boarding new merchants till they get the final licence.

RBI lifts ban on Razorpay, Cashfree; allows onboarding new merchants

Product Manager

Why is HDFC falling?

I have avoided SBI always in the past. Even few days back, someone here on GV bashed SBI when he had to wait 3hr for account opening. But the prospect of being defrauded and shortchanged for loans, with random charges added and preclosure being a pain, I am dreading to interact with Private banks and NBFC's.

I haven't had the experience of servicing home loans/personal loans with HDFCs or other banks yet. But I was planning on getting a personal loan this month and HDFC is offering very competitive rate of 11%.

Do you guys have any reviews on their service whenever you have needed something adhoc?

Deposits and Credit cards from HDFC, but borrow only from SBI

Investment Manager

Seen enough posts about credit cards, thought it was time to ask about banks! 

I have a decently sizeable income and am anticipating more coming in USD in the coming months potentially. Earlier my family and I used to have priority accounts at Citibank (including one current account). Citi had good relationship managers and our issues were resolved on priority but ever since the merger, I feel Axis hasn't been that good. 

Which bank accounts do y'all have accounts in? Would want a bank where can establish good priority relationships etc with!

Best bank to have an account at?

Lawyer

why do people still use Paytm wallet?

Engineering Manager

Hi,

I’m looking for an saving bank account to open online without need to go bank offline.

This is just to park some money for sometime, as if it’s main account I just keep spending it.

Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any  investment or need spend at that time.

My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose. 

Thanks

Which is best bank to open a online saving account ?

Consultant

What account did you choose to get your salary in and why?

Salary accounts?

How many bank accounts you have and why?

Any bank accounts just for FD with high interest rates? 

What’s your take on this? 

Noob here. Thanks in advance.

Bank Accounts

As u guys know only 5L is insured, I want to know how much you’re comfortable keeping in account? Maybe someone’s living expense could be 10L a year and they are okay with keeping that as emergency fund liquid, just an instance. But given the kinds of scams and stuff that go on in wild, what is a good formula or number of Lacs to keep in bank account? Maybe u have several accounts for different purpose and u divide it? Please share your views.

[Thread] How much are you comfortable keeping in ur Bank account?

Welcome to IT Company Discussion's Private Community

So, I just tried to access my SBI account and whaddya know? It's BLOCKED! Apparently, my KYC needs updating, which is fine, except SBI DIDN'T TELL ME! No email, no SMS, no little pop-up warning - nothing.  Just a big, fat "Account Blocked" message.  Thanks, SBI.

This whole KYC thing is important, I get it. But come on, a little heads-up would have been nice!  Anyway, now I gotta scramble to get my account reactivated.  Ugh.

Speaking of banks, this whole ordeal has me thinking about switching.  Being a salaried person, I need a good savings account with decent features and benefits.  So, if any of you have recommendations for banks with awesome savings accounts for working folks, hit me up in the comments!

Let's all share some good bank knowledge and avoid this frustrating situation.

Which Saving Bank account is the best

Data engineer

Welcome to Office Gossip's Private Community

Hi Everyone, 

I would like to know if there's a hiring freeze at HDFC Bank? 
Any Idea why the hiring is on hold and when it's gonna reinstate? 
Has anyone joined HDFC bank lately?

HDFC Bank

I wanted to know which Bank will be the best to open a savings account as a college student because in that account I'll be depositing my stipends only so maybe the ones with good interest rates will be better. 
Or
Any investment advice will also work.

Thanks😀

Bank Account Suggestion

I am starting my first job and have no clue how to select a bank for my salary account. We have been given the following options : HDFC Axis ICICI and SBI. 

What are the factors and which I can decide? Any help or personal experiences appreciated!

UPI down for many Banks.

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