
I make 21LPA in Bangalore as a software engineer and I make no savings. How can I reduce my expenses
21LPA but zero savings
After taxes, my take home is approximately 14LPA or 1.16LPM
Rent for 3BHK apartment in Adarsh Palm Retreat: 80K/mo
BMW EMI: 32K/mo
Instagram influencer Gym Trainer: 10K/mo
High Protein Food Orders online: 30K/...

If this expenses list is legit, then the city isn't screwing you, rather you are screwing yourself.

Reported spam👍 Can't let this become quora

I forgot to mention: I also have to pay my mom's gambling debt off sometimes from my salary. About 25K usually.