Hi Everyone!
Going through a tough phase of life. Been working in Tcs for the last 3.8 years. Growth was good here compared to others. Was employed at 3.36 as a fresher and the current ctc is of around 10 and received the promotion to c2 too. My mother got cancer around 3 years back in 2022. Her chemotherapy has been going for the last 3 years. The doctor gave her 5 years after it was diagnosed and she's facing so many issues that I don't dare wish it on anyone. I have taken a wfo exception frm this month ( went to the office first in 2024). I feel like I am earning too low and need to improve. But the issue is Tcs insurance covers the treatment cost to some extent. I still have to pay like 7-8 lacs per year but around 22 lacs is covered by insurance. I have doubts whether I should change the firm or not. Whether I'll get Insurance for a pre-existing disease of a parent or not. This is just one thing. I am not able to study, can't even forcefully do that. I also have too many health issues like ra, tmj. The feeling of not being able to do anything is eating me. My main concern is money but I am stuck and not able to do anything. Any advice, suggestions are welcome !
Speaking from personal experience, my mil was a cancer patient.
If you leave , there are very less employers who still support the medical stuff but very very few and I think tcs is not one of them ,so most likely you will loose that 22 , my suggestion stay put for a while coz you will go under debt for one and second no 1 will take pre existing patient is what I think coz the insurance people are here to make money , not become fairy God mother to help everyone
All the good luck and strength to you buddy
Stay put; don't even think about money
Spend time with mom 👩 💕
I feel you should continue to stay at tcs. Tcs has liberal health insurance policies.
Contact tata trust from Ultimatix and ask their help saying your situation, they might help you for sure!!
I've TMJ as well bro, I got tinnitus from that. Do you also have tinnitus? How are you dealing with TMJ bro 😅.
Also hope everything goes well for your mother
please discuss with TCS HR may be you will get some money as granted from tata trust
Talk to medibuddy, if you can continue this policy after office or not. Premium might increase that you can cover with new salary but you don't need to wait for waiting period to end. I am not sure just a suggestion to try.
Sorry dude, no advice here. Hoping you stay strong and go through this phase.
Hi Everyone!
Going through a tough phase of life. Been working in Tcs for the last 3.8 years. Growth was good here compared to others. Was employed at 3.36 as a fresher and the current ctc is of around 10 and received the promotion to c...
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