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What am I not considering ?

Have little greater 2 Cr cash (MF, stocks, bank balance etc) that can be liquidated real quick. Few Cr in real estate assets. No debt. Dependents also earn by themselves. Monthly spend of 50k-60k, can optimise further if needed. Why I should not leave my stressful job, and take something which has more WLB or lower pay with less tension ? What all should I consider before taking this decision ?

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GamerZozo

Oracle

5 months ago

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SupportStaff

Others

5 months ago

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GamerZozo

Oracle

5 months ago

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by Namkeen

Stealth

Should I take a career break?

I’m from Tier 3 city, software engineer, 7 YoE. I work with great team member and they really love their work but I’m not that passionate. I take ownership of my work but don’t feel like I belong here. I’m not good in coding and SDET by profession. I didn’t save enough money in my first 3 years of career, switched back to back from 2020 onwards and recently moved out of India and now I think I have enough money. I always wanted to settle in my native place, Prayagraj in UP unlike my colleagues and most of my friends who enjoy to be in metro city. I somehow feel I have very less needs and if I shift to Tier 3 city, I’d have less expenses and I don’t have to buy houses as I already have home. At the same time, I feel may be I feel FOMO 5-10 years down the line I left good job, lifestyle. Additionally, I’m looking to get married, none of IT sector girls want to live in Tier 3 and rightly so as they put so much effort so they want to live/settle in metros mostly. 8 years back I took GRE, put all efforts to do MS from US. 2 years back, I got this opportunity to live that life but I feel I don’t enjoy hustle culture/ city lights. Don’t like cafe hopping or anything. I feel at peace when I visit my hometown, my paternal/maternal houses, Varanasi Ghats. I have 1.3 Cr INR but given I’m just 30. As per Finfluencer or by my sane calculation, this is not sufficient. Post marriage, this is certainly not enough. Should I take a break and assess or just keep pushing myself to earn more and then go for FIRE. Hoping for constructive feedback.