What should I do next?

Working as an SDE2 right now. Got promoted recently. Motivation to work is at an all-time low. Feels like I am stuck in a rat race. Is this normal? I see senior engineers in my team and frankly, I don't want to end up like them in the next few years. Immense respect for their skills and what they bring to the table, but I don't see myself doing that. I have a few options to consider:

Bucket 1 Keep grinding at my current role Decent growth (career and money) Stable life, certainity Low Risk, Moderate Reward

Bucket 2 Coast at current role Look for a switch (preferably outside India) Make a lot of money Basically, follow this and keep climbing the ladder Boring AF

Bucket 1 and Bucket 2 can probably be merged, keeping them separate as it is very different in reality.

Bucket 3 (The Interesting Bucket) Coast at current role Build micro-SaaS solutions, contribute to open source, build problem solving attitude Startup someday Could result in slow growth, might end up wasting a few years.

The real constraint? I have to support a family. All expenses. We have no other income source at this point. Taking any risk with income is a big deal for me.

Just ranting here. I am not expecting a clear pick. Just looking for more opinions on what I am thinking, and maybe understand if I am overthinking.