Split of your net worth

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better: Income: 22LPA PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh Income for new FY post increment: 29LPA I did these savings based on some advice from my elder brother. I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified? Apart from improving my savings & investments and still being able to afford a few luxuries, I want to know if I should get any of these: - Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old) - Life Insurance - Do we really need it, I'm still 24?

If you resign today without any job or any plan, how many months/years would be able to survive at the current burn rate (monthly expenses) ?

Mention your total investments (Stocks, MFs, FDs, Cryptos, real-estate, gold etc) and your total net worth (investment assets' current value + hard cash + bank account balance) and also your age. PS: Don't include paper money / ESOPs Mine: 28L in stocks, 5L in cash, 1L in gold (bought it for mom) :P, no crypto Age:28

Networth = All assets (property, equity, debt, gold, etc) - All liabilities ( loans, credit card dues)

1. Real estate (invested value) 2. Liquid cash 3. Other Investments (invested value) The wealth should not be inherited. I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

Milestone crossed 1M USD combined networth (~9.15Crore Household Net-Worth) 46 M (Software Engineer/Founder) + 37F Wife (Lawyer) + 1 Kid (3 Year Old) based out of Delhi. So last week me and my wife finally reached this milestone, >1M USD networth. Here is our portfolio. I hope people here can recommend what I should do next. This chart was made by our Wealth Manager. Rough Net Worth Breakdown: 1. Provident Fund and National Pension Scheme (EPF + NPS): 1.1 Cr EPF: 75L NPS: 35L 2. Savings Account and Fixed Deposits: 20 L Savings Account: 12L Fixed Deposits: 8L 3. Mutual Funds (MFs): 3.8 Cr (Breakup Below) Index Funds: 25% Mid Cap: 15% Contra: 10% Small Cap: 20% Flexi Cap: 30% 4. Fixed Income: 1.3Cr FDs: 50L (Spread in segments of 5L across 10 banks) NCD/Bonds: 80L 5. SGB (Gold): 80L 6. Crypto: 46L Bitcoin: 35L Solana: 6L XRP: 3L other cryptos: <1L International Investments: 1.49Cr QQQ: 30L NVDA: 32L AAPL: 28L AMZN: 33L GOOGL: 26L We may get a good inheritance in the future, ~8Cr from my parents + ~15Cr from my wife's parents, but we are not planning on that. Our primary goals are education for our kid(+planning another 1), their marriage, 2x vacations a year(1 domestic+1 abroad), a decent lifestyle, and a good car(we have a SKODA Slavia right now, planning an SUV as we are extending our family). Please share your financial journey and any advice, we look forward to reading your comments.

What does your Portofolio look like in your 20s. Would also be helpful if you can tell about your health and term insurance.

Do share the portfolio size as well. I’ll go first- Take home per month- 1.75L (changed to 2.1 right now, but I’ll talk about previous one) SIP- 70k Stocks- ~30k if you average on a quarterly basis (smallcase) Percentage- 57% Portfolio- 33.5L Curious to see how others invest. Apologies if there is an existing thread about this