After almost a decade of hustle , achieved 1cr goal 🎯
started 2014 : business development executive Salary : 7500
I suppose real estate here mean physical property not a financial derivative of real estate, like REITs?
BTW 🔥🎉
Congratulations buddy. 1st crore is always the most difficult. Many more to come! Cheers🥂
Awesome growth from the 2014 salary for sure.
But here, real Estate makes it difficult to term it as 1st crore. Anyways, 1st crore is about the capital invested rather than the unrealized return. Best of luck for the road ahead @Stealthmaster
Can u share your salary progress and savings rate to help understand
Started with 7500 salary in sales .
I never touched my fixed salary for anything other than family expenses. All my live I’ve got everything via incentives
Marriage-15L
Vw polo Car - 11L ( via loan )
AirPods , MacBook , phone etc
When it comes to savings I did sip, PPF and other regular investments .
Whenever I get yearly bonus + bulk incentives I saved them for land.
Now earning 40LPA
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kratos
Stealth
5 months ago
Congratulations, what app is that!?
whynotreal
Student
5 months ago
Wow, it is really motivating! I've been working since 1 year, 3 months (6 months was an internship though, so I couldn't save anything in that). Till now, i have saved about 3.5 lacs. (Salary 54k, On site).
How can I achieve this too ASAP?
Create personal brand + learn the art of negotiation + good at sales ( for the first 5-7 years ) now leveraging my sales skills with the team I’ve build .
SuttaParatha
Student
5 months ago
What does everyone mean my creating a personal brand? Like a good LinkedIn??
unpocoloco
Stealth
5 months ago
Kudos @Stealthmaster . 🥲
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TechGuy69
Stealth
5 months ago
Another INDMoney user. Nice! Congrats!
That's awesome! I think you need to diversify your portfolio and save more chunks of it in index funds. Don't go with Mutual funds , they always underperformed the market.
What % of your net salary do you save?
Amazing, that's very inspiring! If you don't mind, can you please share how much is your net salary and how your expenses looks like?
I am saving around 40-45 % of my net salary (without counting the RSUs) mostly due to rents, food, etc. I am trying to increase my savings and looking for some suggestions. Thanks
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@Stealthmaster congratulations 👏🏻, first crore is difficult one once you reach then many more to come😃.
I have one question, as you said 85L fully paid off, did you redeem amount from mutual fund and stocks or you just saved 85L in savings then paid off.
Congratulations 🙌🏼 They say your first crore is the hardest. Hope it takes off from here 💰
Just curious. No US Stocks? Since INDMoney provides the feature to invest in them
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Congratulations, I was wondering did you take the property all cash no loan ?
Amazing, congratulations.
I am similar age as you. I know how difficult it is. Well I haven't reached 1cr yet. But around 40 lk range(excluding my flat of 60l with a loan of 45l).
Good job man.
Congratulations. Great achievement. A couple of queations:
1. Is the real estate fully paid up?
2. How did you attribute esop values? Are they liquid enough to be considered as part of NW?
@Stealthmaster
Which app is this? Have you added all these details manually, or this app gets data automatically from the source app once u connect or something?
And congratulations on 1 CR.
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