Parag Parikh Flexi Cap  
  
 Mirae Asset Emerging Bluechip Fund  
  
 Nippon/ SBI Small Cap

Hey I’m also a student, have you started investing? I really need your help

Advisory

Passive index investment are best proven in the best. 
  
 Nifty50 or Nifty LargeMidcap 250 are good ones to get started.

Product Manager

Recommendation for MF funds for building long term wealth for retirement or Strategic Wisdoms for creation of wealth through investment.

Welcome to Personal Finance's Private Community

Build Long Term Wealth through investment

Consultant

Build Long Term Wealth through investment- Grapevine

Hello community, 

Need help in the decision-making of the money that I have in my bank.
Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money.
Help would be genuinely appreciated 🙏.  Thank you

Age - 24.

Investment help

Software Engineer

Which mutual funds are good for the long term (10+  years ) ?

Which mutual funds should I Invest in?

Consider the current market situation and suggest investment options that are better than FDs. I know it's a subjective question but assume there are no major financial commitments or debt.

Investors of GrapeVine, where do I invest 20L now?

Growth Manager

Folks, where can I invest the retirement fund of my parents? Please suggest MFs, stocks and other investment options wherein I can do lumpsum investment of the capital. 

In case you have suggestions to make diversified investments, please also suggest percentage or ratio for the amount to be invested with options. Also need suggestions on emergency balance or other fixed investments with minimal/zero risk which can be opted.

For the sake of calculations, you can assume this amount to be 10L INR.

Retirement Fund Investment Suggestions

Hey please suggest 2 mutual funds, iam planning to invest 16 k ,sip,long term...thank you

UX/UI Designer

Which are the best mutual funds for long term investment. The aim is to at least beat index funds and inflation! Also, please recommend some good small-cap funds for good returns!

Looking for Mutual Fund recommendation

Analyst

Which index mutual funds are good to invest for 3 to 5 years?

Heya All,
Can anybody suggest best mutual funds to invest in SIP which can be held for long term (more than 10 years).

Best Mutual Fund to invest for long term

Solution Architect

Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. 

Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. 

Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. 

Any suggestions???

Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.

Hey - we are also similar to you. Would strongly suggest finding something you’re passionate about. 
  
 For us (primarily me) - got a dog, took a 6 month sabbatical, travelled to 30+ countries in this time, left job to pursue startup idea, spend time with parents, learn language, improve fitness, learnt some coding, etc 
  
 It’s a pretty good position to be in - just explore I’d say

Strategy & Operations

Software Developer

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

How do you invest your salary?

Backend Engineer

Have to park some 5 L money which has been lying on my Savings account 😂

Suggest some no brainer MF investment tips

What would be the best investment options for a Conservative spending style ? Assuming I'm 30 and have a package of 20 LPA. I prefer bulk investments where I don't have to look into the market conditions regularly to update my investments. 

Any advice will be greatly appreciated ☺️

Best investment options for a Conservative spending style

Test Engineer

Welcome to Indian Startups's Private Community

What’s a startup idea you had but you never built it

I’ll go first. Mine was a high quality alcohol delivery service. But I later realised how difficult it is to pull it off due to regulation.  
  
 BevMo is a huge company in the US doing the same

Business Development Manager

So I started working full time for 10/2022 but I had some family responsibility so I just focused on saving as much cash as I could, now that that work is done (still have to pay some money back to people) I want to start investment at least 10k per month

Can someone please guide me where to start.

Investment ideas for newbie

Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself.

1. Working in consumer finance.
2. Love personal finance and helping people out with it.
3. Have published 10,000+ pieces of financial content in the mainstream media.
4. Wrote a best-selling book on money management. It was No. 1 on Amazon once upon a time. 
5. Lately been appearing on TV regularly for personal finance discussions.
6. Saved like crazy through my 20s and 30s, brought two apartments; have an 8-figure net worth mostly thanks to my mutual fund investments. It's not much but it's hard-earned.
7. My unrealised aspiration is travel and I'm working on it now.

No, I'm not selling anything. No commissions, no referral links, no finfluencing. 

Just want to talk, exchange ideas, and learn from you all. Maybe I'll feature you in my next book. :)

Ask me anything.

Let's talk money habits.

Corporate Strategist

I will be a full time working professional in June this year. Till now I've no idea about personal finance or investing. I want to learn about all these before I get my first salary so that I can make the best use of my money. I was thinking of starting with Rachna Ranade's course on personal finance. So is it really worth it? And if there are any other courses or books which might be helpful please suggest.

Any decent course on Personal Finance

My portfolio. I have SIP with nifty 100 for the last 22 months. I am thinking of starting a midcap SIP. What do you suggest?

My MF portfolio

Hey folks,

I am looking to invest in Mutual Funds for a period of 1 year with 1 time amount.

Please suggest me some funds in which I should invest .

Mutual Fund Advice

Welcome to Fintech India's Private Community

Hey Viners! 

I am new to investing and want to start with MF's but confused which ones to choose! Any suggestions?

Build Long Term Wealth through investment

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