If your investment period is long enough, you should worry at all about MF nav being all time high. Just continue your sip irrespective of value.

Software Engineer

Saving account wll give you 2.7% interest (depending on bank) and investing in all time high market MAY give you -20% to -50%. Decide.

Thats the whole reason i am sitting on so much cash right now

Project manager

Product Owner

Keep investing in SIP with a limited amount. When the market falls, invest the lump sum amount. The earlier you start the better, otherwise you will keep waiting for the right time

You can try secured bonds from wint wealth platform.

> MFs are at all time high

God damn, it's not even 4/20

Welcome to Personal Finance's Private Community

Can anyone suggest where to invest right now? MFs are at all time high. Have 3 months salary just sitting insaving account

Can anyone suggest where to invest right now? MFs are at all time high. Have 3 months salary just sitting insaving account- Grapevine

Hi all , I have some 10 lacs of savings which I don't want to keep idle in the bank for obvious reasons, 
I need suggestions on where I can invest for the next couple of years with Medium risk involved.
TIA.

Investment ideas

Analyst

Have to park some 5 L money which has been lying on my Savings account 😂

Suggest some no brainer MF investment tips

Product Manager

I have been investing regularly in MF and Stocks for the past 1.5 years. Recently for the past couple of days the market has been very bad and i have lost a lot of money. Should i invest more or should i hold. Need some investment suggestions. I have a lot of cash to spare roughly 40-45L what is the best investment should i make. Need suggestions from folks here. Would be great help as i wish to have a corpus of atleast 1cr in the next 2-3 years. I already have invested roughly 20L and have a cash of around 8-10L in my accounts plus the cash already mentioned.

Need Investment Advice

Backend engineer

I have around 3 lakh sitting i. My saving account. 
MFs are very high right now, don’t feel like investing as I feel it would come down. Where can I park this money?

Investment help

I have lump sum of 3.6 lakhs in my savings account. Pls suggest where to invest it.

I am thinking of 50% of lump sum invest in FD and 50% of lump sum in liquid funds.

Where to invest emergency fund

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 

What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it

What should I do with my money

Looking for suggestions on where to invest and what are the best options in that category

For example, Canara Robeco Bluechip Fund for equity investments

Looking for suggestions on Mutual Funds, Bonds, PPF, EPF, FD, or any other types of investments paying off right now

Investment diversification

Current mf portfolio (total invested = 10L) :
Axis small cap
Quant absolute
Hdfc equity savings
Axis blue chip
Sbi gold (just started)

Top performers are axis small cap and quant; also running an sip on them

Current stocks (1.3L ):
Mostly largecap (mostly in red)

The rest of the money is either in fds or in the Bank (significant amount)

I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well.
Considering that please suggest some investment options

A few options I had in mind:
Us mutual funds
Chinese funds
Indian infrastructure funds
Reits

Need advice on where to invest in lumpsum

Software Developer

What would be the best investment options for a Conservative spending style ? Assuming I'm 30 and have a package of 20 LPA. I prefer bulk investments where I don't have to look into the market conditions regularly to update my investments. 

Any advice will be greatly appreciated ☺️

Best investment options for a Conservative spending style

Test engineer

Got money as proceeds of a flat sale. Planning to buy a new property for self use using this money and adding some more money. I need not put in escrow/infrastructure funds as sale has not resulted in any capital gain.

What is the best place to park a large sum of money for 3-6 months

Investor

27YO. I have been investigating for the past 1 year ...every month 5k in stocks, 2k for hdfc, 3k for Infosys..Current portfolio of 87k..6k in profit....will expand when salary increases after switching..share your portfolio .

Do you invest in direct stocks? If yes, how do you measure a company's performance/due diligence ? do you simply invest in large caps ? Share your portfolio guys !

Recommend Aggressive or moderate risk appetite.

Which mutual fund to invest lumpsum amount?

Age - 33
YOE - ~ 10 years in Marketing

Zero exposure to US stocks. 
Zero exposure to Crypto.
Have a house (~45 lacs) for parents in a Tier 2 city which I haven’t added here. 
No liabilities (finished an education loan and a home loan)

Recently started investing in NPS and will continue to do (~1.5 lpa) and accumulating SGB (~2.5 lacs, the screenshot doesn’t capture gold correctly) from the past 6 months.

Question - is there merit in talking money out of EPF and reinvesting in Mutual Funds? What is the general view. 

Open to any other suggestions. TIA!

Seeking Advice - Portfolio Check

Welcome to Fintech India's Private Community

A little off topic but I need suggestions from you people. I want to invest around 50k amount in ELSS Tax Saver MF to save tax under 80cc. 

I've decided to allocate in below MF for 10 years: Quant elss(20k), Parag parikh(15k) & Mirae asset(15k)

Is it good? Or it is better to invest these in ppf? Any suggestions will be helpful.

Suggestions on investment (elss mf)

Consultant

Hi All, I need advice on how to invest my savings, don't have much to save but can save 3-5k a month, what will be the best option to invest the amount regularly. Kindly suggest.

Advisory

Hi folks, 

Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount. 

But I would still like to know 2 things - 

1. Is the index fund fine? 
2. Is it the right time to invest in lumpsum Or should I do an SIP of 20k? 

Any help would be appreciated. 

Thanks in advance :)

Where to invest Rs. 2 lacs right now?

I’ve noticed different people have different ways to approach their financial planning. 
Hoping to learn from each other and perhaps help others who read as well.

What is one personal finance habit that has changed your life?

Founder’s office

Hello community, 

Need help in the decision-making of the money that I have in my bank.
Currently, I have around 13lakhs in my bank account. I dont know what to do with that money. I dont feel safe in stocks and dont know any other options where to invest money.
Help would be genuinely appreciated 🙏.  Thank you

Age - 24.

Keeping aside my ongoing monthly equity SIPs.

The stock market is at an all time high. Bangalore real estate too. Gold prices as well. FD interest rates were decreased too. Any other asset class to diversify?

Where to invest my surplus money?

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

Can anyone suggest where to invest right now? MFs are at all time high. Have 3 months salary just sitting insaving account

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