Diners black makes more sense. You Can book any flight using smartbuy portal, plus reward redemption is 1:1 on flights/hotels

Software Engineer

Don't take vistara cards now, vistara would be merged soon with AI. So, you may not be able to fully utilize all benefits once it's done

Software Developer

Consultant

Insurance payments aren't considered for points or milestones in axis atlas but a good chunk of my expenses is for insurance

https://fintra.co.in/english/credit-cards-compare/idfc-club-vistara-credit-card-vs-hdfc-diners-club-black 
  
  
 This is the comparison

Product Manager

I have annual spends of about 45L, and mainly looking for airline benefits. I would slightly prefer if the rewards were airline agnostic and not tied to a single airline, but that's not a hard requ...

Welcome to Personal Finance's Private Community

I have annual spends of about 4-5L, and mainly looking for airline benefits. I would slightly prefer if the rewards were airline agnostic and not tied to a single airline, but that's not a hard requirement.
I'm confused between these 2 cards, please suggest which one would be the best for me.

Confused between HDFC Diners Club Black and IDFC Club Vistara

Confused between HDFC Diners Club Black and IDFC Club Vistara- Grapevine

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

I have been using diners black for flight, train and bus booking via payzapp. I get decent points for these. Get 16.5% reward points for bus and flight and 10% for train. Cap is 2500 reward points in a day and 7500 in a month.

Is there any other credit card which gives better benefits than diners black?

PS - This card is lifetime free for me.

HDFC Diners Black alternate options?

Always wondered how it happens
Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

Folks who say they get free flight tickets from credit cards, how do you do it?

There are certain cards which help you get free tickets(not entirely free though) 
  
 Most famous ones are Vistara cobranded cards. 
 Eg Sbi Vistara Prime Card 
  
 You get the card at annual fees of Rs3500 
 With this you get 1 Vistara Premium Economy Ticket which would easily cost 8-10K INR if you were to book by paying 
  
 Additionally you get more Premium Economy tickets each time you hit a spend milestone. 
  
 1.5lakh spends in a year - 1 more ticket 
 3lakh - another ticket 
 4.5 Lakh- another ticket 
 8 Lakh - another ticket 
  
 In addition you get 1 upgrade voucher using which you can upgrade your ticket from category X to category Y. This is via the Vistara Silver Tier Membership which is complimentary with the card. It also gives 5kg addition baggage allowance 
  
 There are more such cards in market like idfc vistara, axis vistara (business class variant as well)

Corporate Strategist

Welcome to Indian Startups's Private Community

What is the best credit card that I should apply for?

Credit card? Which one to get?

Business Development Manager

What all credit cards do you use and what benefits you get from those ?

What credit cards are you using ?

which credit card should I go for if i spend mostly on air travel and ordering food online? I don’t have any problems with paying annual fees.

Best credit card for air travel and online dining expenditures

Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it. 

 I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?

Credit card recommendations

Strategy & Operations

Need a credit card with a few benefits. There are a lot of credit cards out there but couldn't find the best one. Recommendations would be valuable.

Requirements of card :
Travel + Lounge 
Rewards 
Cashbacks

Willing to pay some fees but not like 10k or something.

Credit Card Hunt

Analyst

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

I got a call from HDFC regarding a credit card. It could be either Regalia Gold LTF or Diner's club Black LTF.

My needs: Just the upcoming Flipkart big billion / Amazon great Indian festival deals. I might do upto 5k per month for groceries on regular days.

Current credit limit: 6.7L in ICICI Sapphiro (highest among 4 others)

Please suggest.

HDFC Regalia Gold or DCB?

Looking to get 2 different credit cards.

What would be a good credit card 

1.) for grocery/swiggy/retail spend ?

2.) for Travel points (Not a big fan of lounge access) the ones that yield maximum points or complimentary tickets help.

TIA

Best credit card to have at a good yearly fee

Founder

Which credit card helps in saving via air travel?

Ideal credit card for air travel

I see my friends booking tickets and hotels using points. My credit card offers are so hidden in the app and nothing attractive

People earning 50lpa+, which credit card do you use?

Thoughts on the HSBC Visa Platinum Credit Card? Interested in it because its LTF and as someone who flies regularly with connecting flights, it provides 3 domestic lounge access plus bogo free on movie tickets?

Confused between HDFC Diners Club Black and IDFC Club Vistara

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