You can put anything in a QR. In this case it’s a payment link with a UPI transaction ID which is created when the seller requests a new payment. 
 On your side it’s as simple as open that link in a UPI compatible app

Thanks, I think I it now. So, now is there a way to create something like this for fun or one has to talk to a bank to get these services?

A payment QR code for fun? For individuals, you can "request" money via UPI apps. I think some apps allow creation of a link, which you can paste on any QR generators.

To do it at a scale and programatically, you'll need a provider connect (e.g. razor pay/phone pe/paytm/etc.), for which you need a company registration.

Software Engineer

This is the string upi QR code contains: 
  
 upi://username@upi?amount=100 
 Technically upi is a protocol just like http. and may contain multiple parameters such as amount, currency, code expiry time and many more. 
 Where username@upi is receivers I'd,

Thanks, I understand it all now. You're amazing.

Product Manager

Simple Answer: 
  
 A QR is like a URL. Just like how you can pass query parameters to a URL, you can do that with QRs as well. 
  
 In fact, try converting a QR to text and see what happens :)

Product Engineer

You know like when the delivery guy shows a qr and it already shows me the amount that I have to pay.
I find it really cool but couldn't wrap my head around

You know like when the delivery guy shows a qr and it already shows me the amount that I have to pay.
I find it really cool but couldn't wrap my head around how it works?

Hey, I was curious how does those UPI QR with pre-billed amounts work? Has anyone worked on them?

Hey, I was curious how does those UPI QR with pre-billed amounts work? Has anyone worked on them?- Grapevine

Welcome to Software Engineers's Private Community

When recharging on the telecom provider's app, I use GPay. Once I select the pay option on the app, it directly takes me to the amount screen of GPay to pay - I don't have to put in my GPay PIN to open the app.

This should not be happening right? Every other payment, Zomato, Zepto etc I have to open GPay first, then put in the passcode at the payments page.

Can somebody ELI5 this?

Q for the Techies

Content Strategist

Welcome to Indian Startups's Private Community

Cred doesn't allow me to transfer money to another UPI id that belongs to me (different account).

I thought the whole point of UPI was interoperability between accounts. How can you bar transactions?

How is this being allowed by NPCI?

WTF Cred! How is this legal?

Business analyst

Who was the person behind the development and launch of Paytm soundbox? I’ve read articles about how Vijay thought it was a break-through idea while waiting for a payment confirmation with a shopkeeper. Is it true? 
I think the product is really one-of-its-kind built for users across the spectrum and would like to know more about the people who worked on it.

Paytm Soundbox

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

Why is CRED spending so much on Ads ? Do they really need it ?

Software Developer

Can someone please explain if Paytm QR code won't work anymore from March?
So they have to go and physically replace them or can it happen at the backend? I remember Phonepe was able to do it in one day, but that was after NPCI allowed them. Will they do it with Paytm as well?
Otherwise how will they do it for so many merchants in one month?

Paytm QR code

I've been donating to an NGO on a monthly basis. They allow us to accommodate for the gateway charges for that particular transaction. 

In my case its around 60rs or so for a 1500rs (thousand five hundred) amount donated. Just wanted to understand if gateway charges are this expensive. Moreover this was a UPI transaction always. 

Its either PayU/ Razorpay ( I don't recollect well).

Payment Gateway Charges - Donation (NGO)

Welcome to Business Roles's Private Community

I work for an American company. My CMO is flying down to India in January next year. I'm looking to build an agenda for her visit and don't want to bombard her with a lot of presentations. I'm looking to build experiential learnings that build empathy for Indian market and experience the "wow". 

What are some creative ways to make her experience Indian tech landscape and market? For example:

1. She smokes. So taking her to a pan-wala and making her pay via Paytm to experience small ticket size, convenience and Soundbox.
  
2. Getting her to order snacks via Zepto to show integration between Zepto and Payment apps + Speed of delivery.

3. Taking her to Nehru Place to show depth of mobile penetration and obsession for accessories.

4. Getting her to drive past a few competition billboards and TV ads. (We don't get brand building budgets)

What are ways to influence your foreign bosses?

Marketing manager

Welcome to Personal Finance's Private Community

I am currently managing an online business but all the 0 commission payment gateways have stopped onboarding (Paytm, cash free) 
My margins are thin but number of transactions are going to be a lot. 
Phonepe, razorpay take 1.8pc cut while I take 2.3pc  cost of each transaction.
It's like termite on my profit.

Hey, I was curious how does those UPI QR with pre-billed amounts work? Has anyone worked on them?

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