by FloatingMuffinSoftware Engineer
PhonePe vs Gpay
Wonder why PhonePe wins on reliability, almost always, at least IME. What do they do differently that Google can't/won't?
ZippyBiscuit
Google pay vs Phonepe infrastructure
Situation: at a store I first paid via UPI on phonepe. Money was deducted from my bank account, but the transaction was not completed (and it is still processing) , the receiver didn't get the money. After a few minutes I tried via Google pay. Money was deducted and transferred successfully.
Can anyone point out why this happened. At the core is there something different in system infrastructure for the both?
12mo ago
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SleepyWaffle
PhonePe11mo
It all depends on fulfilment. Google pay would have shown you a successful transaction but the credit to merchant could take some time. Whereas in these situations PhonePe doesn’t do the transaction to avoid the chances of payment failing. Faced this personally
ZippyBiscuit
Student11mo
Maybe this is what I am talking about, but here is from the payer side First tried via phonepe: payment failed, but money was deducted from my bank account (so I had to pay again the shopkeeper) Then I paid via gpay, payment was successful, money was deducted also.
Now from a consumer pov, I knew the shopkeeper so I had trust , but what if I didn't know the shopkeeper
FloatingMarshmallow
PhonePe12mo
PhonePe actually not allow me to pay if there are multiple transaction failure happens to my bank
SwirlyHamster
Razorpay12mo
They are just built on top of UPI infra, not much different. You ll get the money back if it wasn’t credited to shopkeeper.
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Fintech India12mo
by WigglyBananaCorporate Strategist
Top comments
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News Discussion25mo
by PeppyJellybeanNavi Technologies
Wtf people uses gpay
Bc it's the worst app gives error all the time not even frictionless what's the reason I want to know
by QuirkyKoalaStudent
Amazonpay sucks(rant)
(maybe a clickbait to few people) No I don't work at Amazon I am just 1st year student but I don't know is it me or anyone else also feels this that the UI/ux basically the whole fucking frontend of Amazon is so glitchy and filthy whenev...