But how to do solo travel 🤷🏻‍♂️.

Software Developer

Travel , travel and only travel

Investor

Travel , travel and only travel- Grapevine

When you travel back in time significantly, then there's no way you can take your wealth with you. Thoughts?

"Where's my money" in time travel

Software Engineer

And leaves

Dono chizein sabke paas nahi hoti Laxman,

Agar hoti bhi hai to Ghar bhi to jana hota hai

Traveling requires lots of money

Software Test - QA

Welcome to Personal Finance's Private Community

I grew up in a family which used to be just above poverty line. My mom had worked a lot to provide making 7K a month. I now have a job that pays 15lpa. Other than good food on table I'm not sure what i should do with the money. I save everything left after removing house expenses Which is 75% of my income. I know saving is good but i don't want endup saving a huge pile and dying without using any of it.i want to exprfi6good things. How did you guys spend when you tried to raise from almost poor to a decent standard of living

Not sure how to spend the money that i make

Similar background, always dreamt of a decent gaming pc or console. 
 First thing i did after setting up sip was buying ps4. 
  
 Travel, travelling is expensive but the experiences you have a worth it. 
  
 Spend on parents, buy em phones, clothes or sponsor there religious trips. 
  
 Charity, dont forget your roots. 
  
 Definitely dont become a horder, but dont go ballistic as well. 
  
 Also well done for beating the system.  
 Cheers

I'm 25 years old, and I have worked from home for the last 2 years. How much savings should I have accumulated by now. My salary is 12 LPA with 0 savings as of now.

Data engineer

1. Pondicherry
2. Kanyakumari
3. Gokarna
4. Ladakh and leh
5. South Goa
6. Varkala
7. Alleppey
8. Cochin
9. Vagamon
10. Munnar
11. Wayanad
12. Ooty
13. Coonoor
14. Mysore
15. On d way ( guess )

Next on the list is andaman, NE and lalshwadeep.

Most of the trips are financed by my dividends, stock gains and P2P interest income.

I prefer hostels and trains 🚂

Spend the savings on adventures and extra curricular stuffs + food 

Helps staying fit and fine mentally also :)

<AMA> 15 destinations in last 15 months

Senior Consultant

Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. 

Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. 

Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. 

Any suggestions???

Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.

Hey - we are also similar to you. Would strongly suggest finding something you’re passionate about. 
  
 For us (primarily me) - got a dog, took a 6 month sabbatical, travelled to 30+ countries in this time, left job to pursue startup idea, spend time with parents, learn language, improve fitness, learnt some coding, etc 
  
 It’s a pretty good position to be in - just explore I’d say

Strategy & Operations

Here is the break-up - 
Residential Plot we Just bought from our Indian Stock Selling - 90L
Equity - 40L
Crypto - 6L
US Stocks - 26L
Mutual Funds - 10L
NPS and EPF - 22L 
Cash - 6L 

I have not factored in inheritance of about 1CR which will be passed on to us in a long time but I don't want to count that as mine I want to pass that to my son... As that will be his not mine! 

3.5 year back I had a educational loan of 17L and my Wife had Equity of 17L so basically we were at 0 at that time... 

Nothing has changed at all for me... And I do not think even 10-20CR would change me too 😉 I am still a confused stupid... And will be forever ♾️

I have resigned from my current job as I was not satisfied.. I am looking out for more opportunities outside so that I can build the house with that money! 

Even with 2 CR I don't think I have achieved anything ... I have a long way to go from here ☺️

Reached about 2CR! Still Feel Poor! WTH is Wrong!

Not 2Cr even 20Cr you won't be satisfied. 
  
 First, think about what you want out of life, money is not (the only) goal.

Product Manager

like what do you want to achieve, what is your goal?

Why do you want to earn so much money(be rich)?

I just want to be debt-free, and feel like I can take a holiday once in a while, without worrying too much about how it could cripple me financially. 
  
 No tall ambitions, just want to have a happy life where money is not something I worry about on an ongoing basis.

Senior Product Manager

How to find hobbies or anything that I like to do? I’m in Bengaluru, with a lot of free time. I don’t know what I like anymore. I frequently watch movies from theatre and that’s the only thing I do now

How to find hobbies?

Get married. 
  
 If you don't know what to do, your wife will ensure you do what she wants you to do.

Sales Manager

Program Manager

What would you do differently in your life?

Comment below!

If you had enough money in your life so that you don't have to work for money, would you still do the same job you are doing?

Consultant

Hey guys I’ve never travelled solo in my entire life. Where and How should I start?

There are few questions I’ve like:
1. How to handle accommodations?
2. Concern about the safety and security.
3. How to decide which places to visit. I mean can’t roam around uselessly, must have a list of places to visit.
4. Whom to believe, in the sense that, a lot of people are ready scam you when they find you are new here, how to handle that.

If you travel solo very often, then suggest some pointers to keep in mind.
So, guide me here plzz.
Thanks 🫡

How do you plan solo travelling ?

Welcome to Software Engineers's Private Community

It's not restricted to over 30 women. Open to all the women here irrespective of their age.

From career to health, marriage , relationship, travel, goals. #Learn from experiences

Women of GV. Hope to learn from you

I found an old form from 2013, my father had sent details
Annual Income - 8L
Education expense - 2.5L

He is retired govt empl so couldn't lie on numbers

I was in top autonomous institute, and my brother in good private school in Delhi

It hits me now, how I wasted my life 'enjoying college' and thereafter
Falling in and out of love

Parents never say anything on practical topics, just regular wake up early, eat vegetables rant

I fucked my life and how

Dying in guilt

There’s a lot of time for you too do what you wish to do. Guilt and regret are temporary, your actions are kinda more important. 
  
 We will always disappoint our people as every person is different. You did what you felt gave you happiness at that point. Don’t be hard on yourself. 
  
 Your parents will eventually be the happiest when they see you chasing your dreams and goals. Don’t regret anything. Just take it one day at a time and do what feels right. 
  
 Cheer!

Brand Communication Manager

Everyone seems to be traveling the World. I am wondering how are they funding it? Especially the ones with kids.

What % of your annual income do you spend on travel?

Welcome to Office Gossip's Private Community

Imagine this : You are in your 30s

You have your own home fully furnished, nothing too fancy but big enough to give a separate room for each family member

You have a family car.. Not a luxury one, just a normal mid sized SUV

U have no loans, no emi, no obligations

You don't make a crazy amount but have some job security making early 6 figures a month.. 

Question : Are you happy? 
What else would you buy, what else would you aim for?
What are the other necessities.. We all know there's no limit to wanting more.. If u don't want to upgrade to luxury version of stuff u have what else do u need in life?

POV: You unlocked middle class 🔒

Team Lead

How would you live your life if you don't have any family/social responsibilities?

by Immigrating to a new country and starting a new life. Sick of this scarcity, struggle for every single fucking thing from getting a entry in local train, then slogging at work like donkey and then realising some MBA asshole will dictate your careers, then you think of becoming that asshole by getting masters but again fucking competition there, then wondering why the fuck am I paying taxes on your commute back to home in packed local train like a cockroaches, then struggle to get quality food, quality water and quality air, then again struggle to go to sleep and the Final struggle to wake up 
  
 But being the only child of my family and being their retirement fund is binding me here.  
  
 Sure other developed countries also have a competition but not to the extent of India.

Travel , travel and only travel

Discover More

Travel on

by Coy Lee

Zomato

"Where's my money" in time travel

Travel on

by Jordon Carmden

Stealth

Traveling requires lots of money

Personal Finance on

by Dezi Olive

Stealth

Not sure how to spend the money that i make

Personal Finance on

by Blair Dean

Thoughtworks

I'm 25 years old, and I have worked from home for the last 2 years. How much savings should I have accumulated by now. My salary is 12 LPA with 0 savings as of now.

Fitness on

by Jordon Everett

TCS

<AMA> 15 destinations in last 15 months

Personal Finance on

by Kendall Olive

Stealth

Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.

Personal Finance on

by Blair Lee

Stealth

Reached about 2CR! Still Feel Poor! WTH is Wrong!

Personal Finance on

by Jordon Vernon

Zomato

Why do you want to earn so much money(be rich)?

Fitness on

by Coy Lee

On break

How to find hobbies?

Personal Finance on

by Kendall Lee

Freelancer

If you had enough money in your life so that you don't have to work for money, would you still do the same job you are doing?

Adulting on

by Dezi Carmden

Javis

How do you plan solo travelling ?

Software Engineers on

by Aaron Lee

Deloitte

Women of GV. Hope to learn from you

Misc on

by Kendall Carmden

Stealth

Dying in guilt

Personal Finance on

by Dezi Hyrum

Fintech Startup

What % of your annual income do you spend on travel?

Office Gossip on

by Anise Taye

Accenture

POV: You unlocked middle class 🔒

Adulting on

by Blair Lee

Stealth

How would you live your life if you don't have any family/social responsibilities?