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What are the points in which Indian education system lacks thus preventing people from being good in their profession and in financial mgmt.

I've seen, heard and also even experienced of how does it feel after pursuing higher education in an Indian education system. Honestly I see people struggling a lot in daily tasks like financial management, people lack in the practical knowledge. I honestly doubt how perfect is the knowledge of people in the field where knowledge is actually a critical factor and may have fatal or severe impacts on other people's lives.

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